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A refreshingly clear approach to your financial planning


Integrity is the essence of everything sucessful."

R. Buckminster Fuller

Independent Financial Advice - Colchester

From our office in Wivenhoe, Colchester, we provide clear understandable independent financial advice to private clients, attorneys, businesses and trustees in Colchester and throughout Essex, Suffolk, Norfolk and East Anglia - and occasionally even further afield. Our first class, personal, financial planning service can provide you with advice on Investments, Pensions and Insurances, and our clients span all age groups from those just starting out in life to others seeking Equity Release, Inheritance Tax or Long Term Care advice.

You are always Centre Stage

Whether you are seeking complex investment advice or just wish to discuss your life insurance, your needs and aspirations are at the centre of everything we do. You will always take centre stage.

"... the service you have provided us has been exceptional, not only in terms of the quality of advice you have given us, but also in the way that nothing has ever been too much trouble…"

Mr & Mrs H, Soham


Our Approach

We enjoy working with our clients and our approach is of course professional, but also relaxed. Our relationship with you will be underpinned by our clarity and integrity ... we do what we say we will, when we say we will.

Clarity in all things is our aim. That is why we have a glass sphere as our emblem.

When working with us you can expect the following three aspects to our relationship:

  • Advice:  Clear and Understandable

  • Service: Professional and Friendly

  • Fees:     Transparent and Fair

Whatever plans or aspirations you have, our services are helping people just like you to manage their day-to-day finances better, protect what they have and work towards achieving their dreams.

The next step


Just give us a call to begin with (or you can email if you prefer). We can then have a quick chat about what is on your mind and answer any questions or concerns you might have. If you would like to take things further we can arrange a short introductory meeting to help you to decide if you would like to engage us. We will give you the time that you need to ask further questions so that you can decide what is right for you – although we are unable to give you specific financial advice at this initial meeting.

Our meetings will normally be held in the comfort of your own home or office. This is part of our service commitment to you.

If you wish to continue, and engage our services, we will agree the fee for the work with you at that meeting.  If you decide not to proceed then we will politely leave you alone. If you do not want our help we still wish to leave you feeling that our meeting was of value.

Call us on 01206 823953, or This email address is being protected from spambots. You need JavaScript enabled to view it. to arrange an initial discussion


Scamproof your savings

Scammers are after your pension pot! They will try to lure you with promises of one-off investments, pension loans or upfront cash. Most of these are bogus.

Read more ...

10 Rules for Successful Investment

Successful long-term investment is not just about buying low and selling high - although that is always a good principle to bear in mind.

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Pension Death Benefits

Clients hoping to leave a flexible legacy to family members from their pension need to check that they have everything in place to make that happen. Trying (your executors) to achieve this after your death may be impossible if you were stuck in a pension scheme which doesn't offer the new freedoms, or with an outdated death benefit nomination.

Read more ...

Twitter Feed

Wow, a new decade is almost here. We all wish our clients a very happy and peaceful New Year that will hopefully herald a prosperous decade!(posted 23 days ago)

@mercurytheatre You can use my clippers anytime you gorgeous babe. X(posted 23 days ago)

@mercurytheatre I would definitely watch it. You are a fantastic fairy godmother. Amazing!(posted 24 days ago)

@rorypercival Why are you happy about annoying advisers? That's not very positive and doesn't sound like something… 24 days ago)

Colchester zoo is a wonderful place. You should go there soon. The tigers are so beautiful. 30 days ago)

Yet another example of the Mercury being a fantastic theatre for the whole community. It really is a special place. 30 days ago)

The junior chorus is what makes the Mercury panto so special. There are some lovely moments in this production. Do… 53 days ago)

Watching the @mercurytheatre panto dress rehearsal. So funny, with brilliant music. This is a must see. Book now!(posted 55 days ago)

At the Mercury @mercurytheatre right now ... black history celebration. Well done Mercury, you have really made the… 98 days ago)

Charging the full bill after one missed payment seems too harsh. After all, why was the payment missed? It could be… 261 days ago)

A 40 year mortgage is a way of reducing the monthly repayments in the early years but beware … the debt will come '… 261 days ago)

Checkout our Spring Magazine There is something in it for everyone who wants to improve the… 275 days ago)

Its about time someone took this stand - the media gives too much free publicity to terrorists and the like by putt… 310 days ago)

Our Web Site is not active at the moment - this is due to a technical problem that we very much hope will be correc… 339 days ago)

This looks a bit like our Rusty - who, along with all of us here at Arcaria, sends everyone his best wishes for a H… 398 days ago)

We are proud to once again sponsor some seats for the Circus Starr event in Colchester. What a great charity they a… 406 days ago)

@ColchesterZoo We are so very sorry to hear about Rajang. You must all miss him terribly. You all care so well for… 407 days ago)

@SalthouseHotel Having afternoon tea by the waterfront in Ipswich. Such excellent friendly service and a great buzz.(posted 412 days ago)

Wow! Could Christmas be becoming a little commercialised? 417 days ago)

And you still have to pay extra for a coffee! 10 out of 10 for cheek if nothing else. 418 days ago)

  • Clear Understandable Advice
  • Professional and Friendly Service
  • Fair and Transparent

CII Code of Ethics                   Cookies                    Privacy Policy

 © 2015 Arcaria Financial Solutions Ltd.

Arcaria Financial Solutions Ltd. is authorised and regulated by the Financial Conduct Authority
Registered office: Warden House, 37 Manor Road, Colchester, Essex, CO3 3LX
Company registered in England and Wales. Registered No. 8048391

Website by Footsteps Design



If you wish to register a complaint, please write to or telephone Arcaria Financial Solutions Limited, 14 Westlake Crescent, Wivenhoe, Colchester, CO7 9RZ.  Tel: 01206 823953

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 023 4 567.