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A refreshingly clear approach to your financial planning

Estate Planning

Estate planning (sometimes known as Inheritance Tax Planning) is just making sure that your money, property and possessions end up in the hands of the people you love when you die. The problem is that it is not always as simple as it sounds. It is a complex area and one in which mistakes can easily be made. For this reason, it is important to seek independent financial advice before you make a start.

Mitigating Inheritance Tax is usually the main objective, but effective estate planning must also protect your interests while you remain alive, as well as the interests of vulnerable members of the family who may be left behind.

Your planning may involve gifts, various types of trust, repositioning your investments, and insurances. However, all this is underpinned by your Will. We do not write wills – we believe in sticking to what we do best - but we can put you in touch with one of our professional contacts if you wish. Its all part of the service we offer.

We have nearly 20 years experience in helping our clients save Inheritance Tax and become comfortable with all aspects of their Estate Planning. It is quite true to say that we will take enormous pleasure in putting your money in the hands of your beneficiaries rather than in the hands of the Chancellor!

Contact us to arrange an introductory meeting ...

... and begin the process of keeping your money within your family.


The FCA does not regulate some forms of Inheritance Tax Planning.

Box 1 Estate Planning

""Your extra beneficiary!

Don’t forget … if your estate is liable to Inheritance Tax then the Chancellor gets his share first! … Before your own beneficiaries. You should ask yourself . “Is that what I want?”

We believe Inheritance Tax is a voluntary tax – you elect to pay it by not taking action, and the Treasury relies on just that!

In 2012 it took £2.9 Billion from the estates of ordinary people just like us.

(Office of National Statistics 2012)

Box 2 Estate Planning

""Estate Planning need not be gloomy!

We understand what a worry estate planning can be and we take immense pleasure from helping our clients feel comfortable about the future. Our friendly, but professional, approach will hopefully make you feel comfortable too.

Give us a call or email and we will be very happy to give you a free introductory meeting in the comfort of your own home to discuss how we might be able to help you with your Estate Planning.

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 © 2015 Arcaria Financial Solutions Ltd.

Arcaria Financial Solutions Ltd. is authorised and regulated by the Financial Conduct Authority
Registered office: Warden House, 37 Manor Road, Colchester, Essex, CO3 3LX
Company registered in England and Wales. Registered No. 8048391

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If you wish to register a complaint, please write to or telephone Arcaria Financial Solutions Limited, 14 Westlake Crescent, Wivenhoe, Colchester, CO7 9RZ.  Tel: 01206 823953

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.