01206 823 953   |   This email address is being protected from spambots. You need JavaScript enabled to view it.

A refreshingly clear approach to your financial planning

Long Term Care

Arcaria Financial Solutions provides independent long term care advice to clients in Colchester, Essex and Suffolk. We can help you plan for your future care, and also advise on immediate care needs investment products.

We are living longer

Life expectancy has significantly increased and it is ever more likely that many of us will require some form of care in our later lives.

People often have to make quick and difficult decisions about their own or a loved one’s care needs. Thinking about the options in advance will help in the long run.

Care may mean care in the home, in sheltered accommodation or residential care with or without nursing care. State Benefits and Local Authority support may be available depending on your circumstances but self-funding will give you significantly more choice.

Choosing the most appropriate funding method for care fees having regard to your individual circumstances is essential. We have the specialist knowledge and qualifications to advise you and help you to make the right choices. Moreover, we will also take the time to consider your long term care needs in the light of other financial areas that might be impacted – such as your estate planning.

Failing health is not always easy to plan for and it can sometimes come upon us unexpectedly. Having a Lasting Power of Attorney in place is an essential part of long term care planning.

You may already be a carer, or someone in need of care right away, or you may be just beginning to consider the implications.

Whatever your concern ...
     ... just give us a call to arrange an initial discussion

Box1 Long Term Care

You may be asking …


  • How much does care cost?
  • What funding options are there?
  • Can my Local Authority help?
  • Will I keep my benefits?
  • What happens to my home?
  • Will my money last?
  • How will it affect my spouse?
  • What about tax?

Call us to find out.

Box 2 - Long term care

Powers of Attorney

power of attorneyYou should note that a spouse does not have the automatic right to manage her/his spouse’s affairs!

A Property and Financial Affairs and/or a Health and Welfare Lasting Power of Attorney may be advisable if long term care is being considered. You should take proper legal advice as well as independent financial advice if you wish to consider this.

Rest assured, we can advise and support both the donor and attorney when considering the financial implications of long term care.

  • Clear Understandable Advice
  • Professional and Friendly Service
  • Fair and Transparent

CII Code of Ethics                   Cookies                    Privacy Policy

 © 2015 Arcaria Financial Solutions Ltd.

Arcaria Financial Solutions Ltd. is authorised and regulated by the Financial Conduct Authority
Registered office: Warden House, 37 Manor Road, Colchester, Essex, CO3 3LX
Company registered in England and Wales. Registered No. 8048391

Website by Footsteps Design



If you wish to register a complaint, please write to or telephone Arcaria Financial Solutions Limited, 14 Westlake Crescent, Wivenhoe, Colchester, CO7 9RZ.  Tel: 01206 823953

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.