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A refreshingly clear approach to your financial planning

Life Insurance

We provide independent life insurance advice to private clients, businesses and trustees in Colchester, Essex, Suffolk and throughout East Anglia.

We passionately believe that, apart from food, shelter and love, … life insurance is the most important thing we should all provide for our families.

  • Every 22 minutes a child in Britain is bereaved of a parent.

  • 24,000 children are bereaved of a parent each year in Britain.
    (www.winstonswish.org.uk 2013)

Should it be in trust?

""We believe that life insurance should almost always be held in a trust. This enables the benefit to be paid out quickly with no need for probate - and makes sure there are no Inheritance Tax issues. We will arrange that for you at no extra cost.

How much cover do I need?

It is important that you have the right insurance cover for your particular circumstances. There is a lot to think about, and getting it wrong could have a disastrous effect on your family when they are already suffering from the loss of a loved one. We will help you to choose the right cover, and make the process clear and straightforward.

Remember, 'Adequate Cover' is what is required - not too little and not too much.

Call us on 01206 823953 or This email address is being protected from spambots. You need JavaScript enabled to view it. for advice on what may turn out to be the most valuable thing you have ever bought for your family

ADEQUATE PROTECTIONUpside down worldFor when your world is turned upside-down

Unexpected events can have a devastating effect on you and your family and may lead to many, if not all, of your dreams crashing to the ground.

Contact us to address this

  • Clear Understandable Advice
  • Professional and Friendly Service
  • Fair and Transparent

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 © 2015 Arcaria Financial Solutions Ltd.

Arcaria Financial Solutions Ltd. is authorised and regulated by the Financial Conduct Authority
Registered office: Warden House, 37 Manor Road, Colchester, Essex, CO3 3LX
Company registered in England and Wales. Registered No. 8048391

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If you wish to register a complaint, please write to or telephone Arcaria Financial Solutions Limited, 14 Westlake Crescent, Wivenhoe, Colchester, CO7 9RZ.  Tel: 01206 823953

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.