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A refreshingly clear approach to your financial planning

Pension Planning

The Saving Stage

We all know we should save for retirement but it can be difficult to juggle living today with the cost of saving for tomorrow. This can lead to people not beginning their pension planning early enough and ending up with an inadequate income in retirement. Our independent pension advice will help you avoid the financial stumbling block of procrastination and begin saving at a level you can afford.

Keep Saving

We know that planning for the future can be daunting. The world can be an uncertain place, the pressures of today can be distracting and retirement can seem a long way away.

Striking the right balance between your future goals and enjoying life when your family is young is not an easy judgement to make; but your Arcaria adviser will be there to help and to keep you on track with one of our on-going service propositions, or just ad hoc meetings if you prefer.

Too many pensions?

Once your family has grown up there will be less pressure on your ‘adequate protection’ financial sphere and so you may be able to put more aside for your future. However, you may have changed jobs several times and have a collection of pension schemes that are not working together well. You may need to consolidate these to reduce charges and make things more efficient. Again, our specialist knowledge and expertise can guide you.

Clients typically ask us …

  • “How much should I save?” or,
  • “Which sort of scheme should I set up?” or
  • “How much risk should I take?”

On average when people retire it means their income will fall. For many this means they will need to reassess their lifestyle when they retire.

We can help you to create your own definition of financial independence, and work towards it.

You don’t have to accept second best.

Call us on 01206 823953 or This email address is being protected from spambots. You need JavaScript enabled to view it. to discuss your pension situation

  • Clear Understandable Advice
  • Professional and Friendly Service
  • Fair and Transparent

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 © 2015 Arcaria Financial Solutions Ltd.

Arcaria Financial Solutions Ltd. is authorised and regulated by the Financial Conduct Authority
Registered office: Warden House, 37 Manor Road, Colchester, Essex, CO3 3LX
Company registered in England and Wales. Registered No. 8048391

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If you wish to register a complaint, please write to or telephone Arcaria Financial Solutions Limited, 14 Westlake Crescent, Wivenhoe, Colchester, CO7 9RZ.  Tel: 01206 823953

A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.