Transactional Advice

You may not wish to have your financial affairs actively managed, or you may simply want us to undertake one-off or infrequent transactions for you. If this is the case then we will be happy to work with you on a transactional basis.

Are the advice charges different?

We do not discriminate between transactional clients and those who wish to undertake regular reviews. The fee calculation and charging process for ‘one off’ advice is the same for both and is based on our hourly rate. We will tell you what our fee is at the end of our introductory meeting and agree the way forward. This fee will be fixed, unless you make substantial changes to the scope of the work, or significantly increase the sum to be invested during the project.

Just to be absolutely clear we think it is important that you should understand what we will not be doing if you do not wish to engage in an on-going service.

We will not:

• routinely update your client file,
• provide you with telephone, email or face to face guidance or advice unless part of charged work at our standard rates,
• provide you with our quarterly magazine/newsletter or weekly market updates and budget updates.
• proactively contact you if we believe that legislative or economic changes may be relevant. If you wish to contact us in this regard there will be a fee for updating your client file and any subsequent work undertaken.
• produce reports, annual or otherwise, unless as part of billed work.

However, we will:

• keep your data secure and manage it in line with our Customer Privacy Notice and,
• keep your data 'live' on our system so that, if you do wish to contact us again, the costs of updating your file will be less than if we had to start over again.

We quite understand that there are many reasons why a transactional approach may be your preferred option. Where this is the case we will recommend investments where their ongoing suitability does not require a regular review.